Most drivers believe that insurance regulations and damage coverage, income loss, etc., are the same if you ‘re involved in a automobile crash or a truck crash. Yet there are distinct differences between the two and understanding them is key if you were in a truck accident to protect yourself. Legal advice on insurance , medical matters and claims is summarized below with the things you need to know about these types of accidents: click here
- Even if it’s a minor accident, contact local police, seek medical attention and document the accident if necessary.
The driver will call the closest emergency station following every truck crash, and receive medical treatment for any accidents immediately. Be sure to record and log any mild discomfort that could at the moment feel less relevant than more severe injuries. Significant injuries are often masked early on, making it hard for them to be linked to the truck accident unless documented.
For any passengers and witnesses involved in the accident it is crucial to get contact information. If it becomes necessary to hire a lawyer, this information will be extremely important, because all too often, the truck driver who caused the accident will change his story along the way. In addition, if witness information is not preserved at the scene, or if it is missing from police investigation, proving negligence becomes much harder for an attorney.
- Immediately notify your auto insurance company.
In some states, there is a strict one-year time limit to notify a truck accident to your own insurance company and apply for compensation for your medical bills and other benefits.
To protect your rights, filing a claim for benefits form with your insurance company is essential, even if your injuries do not seem serious. The form is required to receive five major benefits: medical expenses related to the auto accident, wage loss for the first three years after the accident, household replacement services (chores / help with children), mileage payments to and from medical appointments, and caregivers (patient care). Using the form from the car insurance provider. Please be as reliable and thorough as practicable, with all the disabilities and impairments listed.
- Retain quick an accomplished prosecutor.
The federal and state law requires trucking companies to keep records of safety inspections and driver’s hours. Because bad equipment and driver fatigue cause a lot of truck accidents, these records could demonstrate liability to the trucking firm. Although, by statute, trucking companies may dispose of pre-trip inspection papers and log books after a specified time span. That’s one important way a truck crash differs greatly from a car crash.
- For uncoordinated benefits, check your auto insurance policy.
It’s important to review your auto insurance policy quickly and any additional contractual coverage that you may have. Certain typical auto insurance policies can present some common pitfalls and loopholes. Some people have lost thousands of dollars, for example, because they have not understood the interplay between health insurance plans, managed care plans, and pension plans.
- Never sign a release or give an insurance claims adjustment statement.
As it is normal for trucking companies to assign prosecution lawyers, prosecutors and insurance adjusters to the crash site quickly to minimize the company’s responsibility, do not speak to them or sign something. Otherwise, you could unknowingly waive your rights or jeopardize your case of a truck accident. Never give any truck accident claims adjuster statements and never sign a release or allow the adjuster to look into the auto damage-without first talking to your truck accident attorney. Simply tell the adjuster you need your attorney to review the paperwork and get back to them with your response.