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For the best rates we recommend getting at least 3 different quotes before buying an insurance policy. Finding cheap insurance is not difficult if you know where to look. In additioan to getting several competing quotes from different insurance providers online, business owners can also benefit from contacting the agents they already have in order to see if they can find cheaper coverage. Often times agents will be happy to offer discounts to business owners if they can extend their coverage to the business. By asking the agent directly if there are any other discounts the business owner may be able to receive.