When it comes to your house and your investments there is no such thing as being over-protective. There’s plenty of roofing contractors out there who are willing to bend the rules to simplify things for themselves, causing you and your roof problems. Even honest entrepreneurs make mistakes every now and then. This is why learning these 4 easy ways to protect yourself when selecting a roofing contractor is critical. Do you want to learn more? Visit Bourdeau Contracting
Problem: In order to fix a leak on your roof you hire a roofing contractor. One of their employees, breaking his leg, decides not to apply proper safety procedures and falls. The employee holds you accountable for paying his medical expenses, as he was hurt on your property
Solution: Roofers Compensation is an insurance type covering injuries to the roofing. Where a roofing contractor has compensation for workers, any injured employees are entitled to recover expenses for hospital bills and to be out of work. Be sure the roofing contractor provides workplace insurance and you can spare yourself the hassle and costs of covering such bills.
Problem: After removal of your shingles your roofing contractor leaves your roof uncovered. There is an unexpected storm that evening. Water spills through your house, ruining your sheet rock, carpet and other good furnishings. Your roofing contractor does have liability insurance, but there are exclusions that prevent coverage of your building’s interior. You end up paying yourself to fix the damages.
Solution: If a roofing contractor threatens to do harm to the house or property, you ought to make confident that they have sufficient liability insurance. This will cover everything from broken windows to damaged interiors as indicated in the above situation. Some contractors have liability insurance, but so many exclusions are offered by their insurance company that it is almost like there is no coverage. Look for coverage which does not exclude water damage caused by leaving a roof open.
Problem: You are hiring a new roofing firm to work on your roof. A couple of months later you notice leakage. You are trying to get in touch with the company but can’t find their information. By their business license you try to look them up and you find that there has never been a business license issued for that firm. You are being forced to pay yourself for the repairs.
Solution: Make sure your roofing contractor has a business license ahead of time. If they have no license, it might be a sign they don’t know what they are doing. The company could easily go out of business or disappear.
Your roofing company should have a shingle license to install a pitched roof, and a general roofing license. Installing a flat roof requires only a general roofing licence.
A general contractor, if they have a general contractor license, can legally install a roof without a roofing licence. However, when they lack the proper training, there have been a lot of cases of general contractors branching out and installing roofs themselves. This causes problems for homeowners and building owners alike. In addition to their general contractors license, it is ideal for a general contractor to have a roofing licence.